Start Here: Wages on Demand by Spentra

As of June 2026, PayNW is no longer recommending Spentra.  For wages on demand, see ZayZoon.  For Pay Cards, see Dash.

What is Spentra?

Spentra offers employers a benefit solution to allow employees to access up to 50% of their wages they've already earned (based on their timesheet hours), prior to pay day.  This can help employees cover unexpected costs.  They also offer a Pay Card option for employees who may not have a bank account.  

What is the Spentra Card?

Finally, a payroll card that lets you manage the funds you know you have.

The Spentra Card comes with a patented feature, Money Earned®. It’s an employee 
benefit that allows you to access up to 50% of your earned net wages at the time of request, directly through the Spentra app. Load your Money Earned directly onto your Spentra Card anytime and use anywhere Visa® debit is accepted!

Resources

Get Paid Your Way

Brochure 1

Brochure 2

Spentra requests go to CSS, you can find more information in the product guide